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University of Lynchburg Doctoral Project Assignment Repository

Specialty

Family Medicine

Advisor

James Shuler

Abstract

High deductible health plans (HDHPs) are popular among employers and the marketplace because the consumer has a higher out-of-pocket (OOP) burden due to cost sharing. Although HDHPs have reduced overall healthcare costs, these plans have resulted in deferred needed care, fewer preventative screenings, and a more significant financial burden on the consumer. This article examines how HDHPs' OOP costs impact patients' health and financial security.

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