High deductible health plans (HDHPs) are popular among employers and the marketplace because the consumer has a higher out-of-pocket (OOP) burden due to cost sharing. Although HDHPs have reduced overall healthcare costs, these plans have resulted in deferred needed care, fewer preventative screenings, and a more significant financial burden on the consumer. This article examines how HDHPs' OOP costs impact patients' health and financial security.
Justus MT. Impact of High Deductible Health Plans on Patient's Health and Financial Security. University of Lynchburg DMSc Doctoral Project Assignment Repository. 2023; 5(1).
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